Have you ever wondered what you would do if something happened to all your valuable personal belongings? If fire or theft caused you to lose your clothing, electronics, furniture, or other items, would you be able to replace them out of your own savings?
The answer for most people is no, which is why renters insurance is essential to protect your property. Renters insurance reimburses you if your belongings are damaged or stolen, usually even if you are away from home.
At Orlando Insurance Center, we are independent agents with a wide range of renters insurance products for you. That means together we can find a policy that meets your needs and works with your budget.
One way we can usually create some flexibility in your payments is by adjusting your deductible. The deductible is the amount you pay out of pocket before your insurance pays outs when you file a claim. Typically, a slightly higher deductible can make your premium (the cost of your policy) a bit lower.
You may elect to purchase full value coverage on your belongings, which pays full replacement cost without any depreciation. You can also add extra protection for special items not usually covered, like jewelry, antiques, collectibles, and fine art.
If you give us a call at 407-680-1214 or drop us a message online, we can work with you to find the right renters insurance policy. If you're unsure about how much coverage you should have, make a list of your belongings or take a video inventory, and we’ll figure it out.
Don’t wait until a fire or other emergency causes you to suffer a loss. Reach out today and know your valuables have the protection you need.