Have you ever thought about what would happen to your loved ones if you should pass away suddenly or unexpectedly? Would they be able to lead the same life they do now without you?
Fortunately, you and your family can rest easier if you have a life insurance policy. Life insurance pays out at the time of your passing, providing for your beneficiaries in your absence.
Many people find the best time to purchase a life insurance policy is when they undergo a major life change that causes them to think about their own mortality:
Birth of a child or grandchild
Getting married or divorced
Experiencing health challenges
Buying a new home
Graduation or wedding of a child or grandchild
Starting a new business
Caring for a child or family member with a chronic condition
Taking a job in a high-risk industry
Joining the military
Are you confused about all the different life insurance options available to you? At Orlando Insurance Center, our job is to explain those choices to you, so you can make the best selection for your needs and your budget. As independent agents, we have hundreds of insurance products at our disposal for our clients in the Orlando, Florida area.
This is the perfect place for many people to start if they’ve never purchased life insurance before. Term life insurance, as the name implies, is for a set period of time, which makes it a little more budget-friendly in most cases. A term life policy can be converted to a more permanent one when you are ready to upgrade.
This type of life insurance policy offers protection for your entire lifetime. Because of that, it’s considered a type of investment, and it builds value over time.
Universal life insurance is similar to whole life, but it offers the benefit of more flexible premiums. Like whole life, this type of insurance also accrues cash value with time.
We are happy to talk with you more and help you choose the life insurance policy that best fits your unique situation. Reach out online for a quote or call us at 407-680-1214. Don’t leave your loved ones at financial risk or worry about them surviving without you any longer. Get in touch today.