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Flooding During or After the Storm: Tips to Keep Your Home Safe

Floods are a devastating natural phenomenon which can occur due to heavy rainfall, melting snow, or hurricanes. It poses a significant threat to the safety of homes and residents during and after a storm. As a homeowner, it's important to understand the risks and how to prepare for flooding. Here we will provide you with some tips on how to keep your home safe during or after the storm.

1. Invest in Flood Insurance Coverage

Flood insurance can provide financial coverage in case of any damage caused by flooding. Homeowners insurance doesn't always cover flood damage, so it's essential to invest in flood insurance coverage. Make sure to review your policy and assess your flood risk if you live in an area prone to flooding. By having flood insurance, you can mitigate the financial damage caused by floods.

2. Keep Gutters and Drains Clean

It is essential to keep rain gutters and drains clean as they can become clogged with debris, leaves, and branches. This can prevent them from draining properly, causing water to pool and potentially causing damage to your home. Before the storm arrives, clean out gutters and drains to ensure there is an unobstructed path for water to flow away from your home.

3. Install a Sump Pump

A sump pump can help prevent floods by pumping water out of your basement or crawl space. Consider installing a battery backup sump pump to ensure it works even when the power goes out. It's essential to test your sump pump regularly to ensure it is working correctly.

4. Elevate or Move Valuable Items

To keep your valuable items safe, it's essential to elevate them or move them to higher ground. Move electronics, furniture, and appliances off the ground to prevent water from causing damage. The less time these items are submerged in water, the more likely they are to avoid damage. While this may be an inconvenience, it's better than having to replace everything damaged by floodwater.

5. Create an Emergency Plan

It's crucial to create an emergency plan in case of flooding. Make sure your whole family knows what to do in case of an emergency. Post emergency contact numbers in an easily accessible place and know evacuation routes in case of an emergency. Create a flood kit that includes essential items like water, non-perishable food, blankets, and a first-aid kit.

At Orlando Insurance Center we are— ALL THINGS INSURANCE— our local insurance specialists will also help you save in the purchase of insurance bundles.  Give us a call today at (407) 680-1214— for an initial consultation and quotes from among 20 different insurance carriers who support us!