Orlando, Fla.—This time of the year is amazing for most people whether you celebrate the holidays or not. Lots of people choose to travel, be it to join their families for the celebration, running away from cold weather and snow, or just to travel around the world to exhaust those remaining vacation days before they’re lost at the end of the year.
Consult an insurance specialist, to ensure your peace of mind, knowing that you would be protected against a few things that may occur normally during long trips abroad.
The following are different scenarios, where you could be impacted financially while traveling.
A last minute health issue
It’s time to prepare luggage for your impending vacation and your child catches the flu with a 103 fever. The doctor’s advise is to not travel at all and you need to cancel the trip.
Weather conditions damage your destination and you need to cancel
The day before you are supposed to leave a storm hits the area and out of a place to stay because the hotel was damaged and the entire area is out of business. You prepaid this vacation and some of these vacation packages have very strict reimbursement policies that require certain amount of days for cancellations or no money will be refunded.
Family emergencies can cut your vacation short with no other option than to lose the remaining travel arrangements
You may have losses such as:
- Pre-paid expenses you didn’t get to use for rest of the trip.
- Cost of the last-minute plane tickets to get home.
- The expense of re-joining the trip if you are able to.
Not to mention a visit to a foreign hospital
Picture this. You are well onto your tour schedule in Europe and your husband is struck by a taxi while crossing the street. He needs immediate care and is taken to the closest hospital where he is treated for internal bleeding and spends and has to stay in for a few nights.
Most likely, your health insurance from home won’t cover any treatments abroad.
Adventure tourism may come with hefty unwelcome risks as well
As you enjoy your adventure with nature, you slip on a rock and suffer fractures in both legs and a punctured lung. The nearest hospital is completely inadequate to treat you properly so you need to be airlifted.
You are ready to check out of the hospital and get back home.
The bill for the emergency helicopter airlift could be as hight as $45,000, which you need to pay somehow. Also, if you need a nurse to accompany you home on a special medical flight, which will cost another $12,000. Be careful out there while on nature-adventure trips!
Lost your prescription meds, passport and credit cards when your luggage got lost or purse got stolen
Pickpockets are a common occurrence in very popular tourists site. If you have to make a lot of flight connections airlines lose bags, bags get stolen, and bags get damaged.
ENJOY LIFE RESPONSIBLY!